Bill Hoard, President and CEO
Bill has more than 51 years experience in individual, group and mass market products as agent, regional vice president, and home office marketing vice president.

Carol Hoard, Secretary and Treasurer
Carol has over 37 years experience in individual and mass marketed products, administration, and customer service.

Brad Hoard, Vice President, Marketing and Enrollments
Brad has extensive experience in benefit communication and enrollment. He has over 10 years experience as an agent in individual and worksite marketing. A graduate of FSU with a BS degree, Brad is currently enrolled in the CEBS (Certified Employee Benefits Specialist) program.